Which of these scenarios best describes fractional reserve banking? Maria makes a deposit of $20,000, and the bank loans $18,000 to Mark so he can buy a car Jamir makes a $1,000 deposit and then withdraws it one week later. Isabella splits her $5,000 deposit between two different banks. A bank manager trades old, worn $20 bills for new currency issued by the Federal Reserve.

What is articulating thoughts and ideas effectively using oral written and non verbal skills a part of

Martin is managing a production line in a manufacturing plant in the midwest. martin has a quality and productivity problem in one part of the manufacturing process. he discovers that his workers aren't sure what to do. when he asks why they didn't ask questions, the universal reply is, "we midwesterners don't ask questions, we just do." martin decides to address this problem by offering recognition rewards for anyone who asks the most job-related questions each month that lead to process improvements. unfortunately, martin finds the program doesn't work. when he further questions his workers, he discovers that no one wants to be the first to ask questions. as a group, workers still feel that they should figure it out on their own and not ask questions. martin finds carmen, one of the workers that everyone else admires, and talks her into being the first to ask questions as part of the program. after about a month, several other people begin to submit questions, and soon everyone in the plant is asking questions. refer to case 6.1. martin's plan failed initially because he didn't consider the power of on attitudes.

Middle schoolhistory 5+3 pts 1. the pacific islands formed by coral reefs are called (1 point) a. volcanic. b. reefs. c. atolls. d. plates. 2. what is a reason few people have settled in the interior of australia? (1 point) a.no mineral wealth is in the area. b.land is too expensive. c.the area is too dangerous. d.the area has little water and arable land. 3. what was one effect of plate movement on the pacific region? (1 point) a.australia and new zealand became b.connected to north america. c.plate movement isolated many species. few volcanoes formed. d.the regional climate grew much colder. 4. you live on a small island in the pacific ocean. though beautiful, your island has poor soil for farming and few natural resources. you most likely live (1 point) a.on a densely populated island. b.on the south island of new zealand. c.in new guinea on a volcanic island off the coast of australia. d.on a low island. 5. which change would most likely have to take place first to encourage more human settlement in the outback? (1 point) a.the climate would need to get warmer. b.the winters would need to be milder. c.the region would need more fertile land and water d.people would need to build more cities there. 6. what would be an example of how the maori are reclaiming their culture? (1 point) a.learning english b.playing rugby and other sports c.studying maori culture in schools d.learning how to cook asian cuisine 7. what conclusion can correctly be made about british colonization of this area? (1 point) a.the british policies embraced the cultures of the original inhabitants. b.the british disregarded the cultures of the original inhabitants. c.the british had a neutral policy toward native cultures. d.none of the above plz answer these