Ian is attending a union meeting in which the union president is discussing the company's plan to decrease wages in exchange for an increase in vacation time. As Ian listens, he is trying to determine whether or not to vote for the plan. According to your textbook, Ian is engaged in listening.

critical thinking listening

Explanation:

In simple words, Critical thinking refers to  the mechanism by which individuals evaluate the facts they receive qualitatively as well as quantitatively. Good  listening skills helps people to gain knowledge in a manner that encourages critical thought and constructive conversation.

    Listening is a genuine perception about what the individual is doing. Listening is a vital process, as it allows you to use your eyes and ears to hear what has been said.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.