Jane smokes cigarettes. during a party, she steps outside to smoke and starts talking to the others who are also smoking. she gets to know them and exchanges phone numbers. one of these people becomes a close friend. what factor of peer influence describes this story?

the infulence of intoxicants

I would say the smoking is the factor of peer influence. They both like smoking so that is why I chose that.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.