All federally chartered banks are required to join the federal reserve system, as mandated by the policy actfederal monetary actfederal reserve act of 1913federal bank adjustment act of 1927

d.

thist title points out that you are explaining the nature of the u.s. government. it is the most specific. a representative government consists of a government where decisions are taken according to a voting system. the most essential aspect of a representative government is found in the different structures where voting rights are granted to different groups of people. for example, voting for governor, mayor, president, local police chief etc.