Regina took out a 30-year loan for $190,000 at 4.5% interest, compounded monthly. if her monthly payment on the loan is $962.70, and if $712.50 of her first payment went toward interest, how much of her second payment went toward interest? a.$962.70 b.$712.50 c. less than $712.50 d. more than $712.50 but less than $962.70

C.Less than $712.50

Step-by-step explanation:

Given details are :

Loan amount = $190,000

Rate = 4.5% or 0.045 compounded monthly.

Time = months

Monthly payments are = $962.70

First month interest = $712.50

I have calculated this using excel sheet and the answer is - C.Less than $712.50 .

Please find attached the excel sheet to see the working. You can see the highlighted interest that is less than first month interest.

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step-by-step explanation:

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