Consider a 20-year annual premium endowment insurance with sum insured $100000 issued to a select life aged 35. Assume initial expenses of 3% of the basic sum insured and 20% of the first premium, and renewal expenses of 3% of the second and subsequent premiums. Assume that the death benefit is payable at the end of the year of death. a) Write down an expression for the gross future loss random variable. b) Calculate the gross annual premium. c) Calculate the probability that the contract makes a profit

my guess would be b and d, but i didn’t actually get out the pen and paper. lol

answer: the sun

explanation:

water cycle describes the evaporation of water from earth's surface, formation of clouds and precipitation water back onto the surface of earth. seventy percent of the earth is covered with water in the form of seas and oceans. the heat of the sun causes the evaporation of water from the surface of the ocean. the water vapors rise and condense to form water droplets. the collection of these water droplets form clouds which rain down again.

the evaporation of the oceans surface water as part of the water cycle is caused by the sun

i don’t see a picture