In Ponce De Leon Park, there is a flag pole that is exactly 50 feet tall. Nearby, there is a pine tree that appears to be nearly as tall as the flag pole. On a sunny afternoon, the flag pole is casting a 15-foot-long shadow on the ground. The pine tree is casting a 12-foot-long shadow on the ground at the same time.

is d 12 cause it might be it

D 12 is the answer because of math

explanation:

the loan estimate encourages consumers to shop. since it is the lenders who are required to issue a standardized loan estimate in a specific time frame, this way consumers are provided an opportunity to compare lenders and their products. otherwise consumer wouldn't know the benefits offered by other lenders.  

if a loan originator does not provide a loan estimate within 3 business days of receiving a completed loan application, that lender is in violation. lenders are required to issue a loan estimate within 3 days of applying for a loan or within 7 days prior to closing. having a loan estimate has following information.

not having loan estimate won't give you an idea of money to be borrowed.

you get to know your interest rates.

you also get to know if your interest rate can or may vary.

not having a good faith estimate can keep you unaware of aforementioned points.