Explain how sandbars in the ocean are formed.

Sandbars begin forming underwater. As waves break, this pulls material from the shoreline, migrating further into the ocean. During heavy storms, large waves can build sandbars far from shore, until they rise above the water's surface.

Step-by-step explanation:

Water brings sand and other sediment to the surface and creates a strip of land that lays between water.

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steve should create a type of business report called a business plan. the correct option among the options that are already given in the question is the last or the fourth option. this business report created by steve will actually influence the investors about investing their money in steve's business. this business report will have all the details about the business, the amount of investment required and the amount of expected profit.