CHALLENGE Challenge: A wealthy family member gives you $10,000 to use toward the cost of the car, decreasing your loan amount by $10,000. You finally decide to finance through your bank, which is charging a 3.75% interest rate. You want to pay off the car loan as quickly as possible, however, you know that the largest monthly payment you can comfortably afford is $400. Remember the initial cost of the car was $28,900. For how many years should you finance your car loan?​