Tom says he is comparing banks to see what interest rates they offer on savings accounts. Explain how Tom should use the information he gets to decide which bank to open a savings account with.

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176