Can you please help me with this I’ll give you a brain list

Write the point-slope form of the line passing through (2, -12) and parallel to y=3x.

Meee i honestly dont know what this question talking about

Problem 3 a bank charges a service fee of $7.50 per month for a checking account. a bank account has $85.00. if no money is deposited or withdrawn except the service charge, how many months until the account balance is negative