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The last time i bought this product , it cost $20.00 but it looks like it cost 29. 60 today? what is the increase

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Which of the following points is collinear with (-2,1) and (0,3)