Convert the annual rate of 2% to a quarterly rate

Hey free points ! people i have a few math questions on my profile consider looking at them i have to get done in 30 mins!

James wants to promote his band on the internet. site a offers website hosting for $4.95 per month with a $49.95 startup fee. site b offers website hosting for $9.95 per month with no startup fee. for how many months would james need to keep the website for site a to be a better choice than site b?

Taina went to the toy store and spent $21.05 on a board game, $2.75 on coloring books, and $13.22 on a model airplane. about how much money did taina spend in the toy store?