1. Susan took out a life insurance policy on herself, paying all of the premium payments. She named her daughter, Jessica, as the beneficiary under the policy. Jessica has not given anything in consideration for the policy. Jessica is a(n) a. incidental beneficiary because Jessica did not give any consideration for the policy and therefore cannot enforce the policy even when Susan dies. b. donee beneficiary who has rights to enforce the policy once Susan dies. c. creditor beneficiary who has rights to enforce the policy once Susan dies. d. promisor in the contract with no enforcement rights.