Which of the following is true of both paying with a check and paying with a debit card?
a)both work a loan that you can back later
b)both are accepted by most businesses
c)a personal identification number must be anytime checks or debit cards are used.
d)when used, both take money directly out of a bank account.

The only option that says something real about paying with a check and paying with a debit card is:

D)When used, both take money directly out of a bank account.

Explanation:

Because checks are not loans. They use the money you have in your account, unlike credit cards. Most businesses don't accept checks, they are used for different types of purchases. And identifications are not always required by checks. But, both retire money from a bank account. Credit cards for a virtual loan bank account you have, and checks with the cash in your bank account. So, checks are quite rare and unique these days.

d. all of the above are true.