An insured submitted a notice of claim to the insurer, but never received claims forms. He later submits proof of loss, and explains the nature and extent of loss in a hand-written letter to the insurer. Which of the following would be true?A The insured must submit proof of loss to the Department of Insurance. B The insured was in compliance with the policy requirements regarding claims. C The claim most likely will not be paid since the official claims form was not submitted. D The insurer will be fined for not providing the claims forms.

B) The insured was in compliance with the policy requirements regarding claims.

Explanation:

In this case, the insurance company has to start acting and depending on the type of claim, it might take them a while to do so. So basically. you have to wait for a reasonable time, generally up to 2-4 weeks. There is not fixed time for the insurance company to notify you about the claim, but you should go visit them and ask what is going on.

A few states regulate the time an insurance company can take to investigate a claim, e.g. Missouri gives only 30 days.

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i just had a test with that question

the assumption the narrator makes in this excerpt is that the messages he heards were going to hurt the narrator's mom; the narrator just springs in to action. the narrator doesn't specify in this excerpt why he believes that the messages present a problem that requires protection.