Aaa insurance company specializes in property and casualty insurance for individuals such as automobile and home insurance. the company has their own branch offices across the united states with representatives who only market aaa insurance policies. in addition, consumers can get quotes and purchase via the aaa web portal. aaa insurance also works with independent insurance agents as a way to maximize their coverage in the marketplace. aaa insurance is utilizing

a. reverse channels
b. captive channel system
c. direct channel
d. dual distribution

Goals that are overly ambitious can discourage employees and decrease motivation, yet the idea of stretch goals is proposed as a way to get people fired up and motivated. as a manager, how might you decide where to draw the line between a “good” stretch goal and a “bad” one that is unrealistic?

Which critical success factor improves with reduced cycle time, better quality standards, and improved efficiency when an is is implemented?

Cosmetic profits. sally is the executive vice president of big name cosmetics company. through important and material, nonpublic information, she learns that the company is soon going to purchase a smaller chain of stores. it is expected that stock in big name cosmetics will rise dramatically at that point. sally immediately buys a number of shares of her company's stock. she also tells her friend alice about the expected purchase of stores. alice wanted to purchase stock in the company but lacked the funds with which to do so. although she did not have the funds in bank a, alice decided to draw a check on bank a and deposit the check in bank b and then proceed to write a check on bank b to cover the purchase of the stock. she hoped that she would have sufficient funds to deposit before the check was presented for payment. of which of the following offenses, if any, is alice guilty of by buying stock?