Thomas is applying to refinance his mortgage. his first mortgage is $25,000 at a 9% rate. he plans to get cash out, up to $40,000. he qualifies for an 80% ltv and his house appraises for $100,000. shortly before closing, the title exam shows $23,000 in mechanics liens. closing costs total $6,000. how much cash will he receive at closing?

In june 2009, at the trough of the great recession, the bureau of labor statistics announced that of all adult americans, 140,196,000 were employed, 14,729,000 were unemployed and 80,729,000 were not in the labor force. use this information to calculate: a. the adult population b. the labor force c. the labor-force participation rate d. the unemployment rate