In a separate microsoft word document explain the skills you regard as strengths and those you regard as needing improvement

People all have strengths and weaknesses in life. To find them is the important part. We all know what we're good at but we need help improving what we're not good at. Character could be an area of weakness or strength. For example, if you have a confident character, you could not be easily swayed to peer pressure but you might run into problems too confidently and naive. 

If you pay the minimum toward your balance each month, here’s what you can expect to happen: paying down your debt will take much longer.you’ll rack up bigger interest charges.your credit score could take a hit.