Dear (name of creditor), [Part 1 of letter: In one brief paragraph, explain the fraudulent charges using specific details (e. g. dollar amount, date, etc.) and define the action you are requesting. For example, do you want a refund for the fraudulent charges? Do you want to place a hold on the account?] [Part 2 of letter: In one brief paragraph, explain which enclosures you are providing to verify the fraudulent charges. For example, will you send a copy of the account statement listing the fraudulent charge? Will you attach a police report documenting the identity theft?] [Part 3 of letter: In one sentence, reinforce the action you need the credit card company to take.]