What is the difference between a co-payment and co-insurance?
a. Co-payment refers to two spouses paying for the same coverage, and co-insurance refers to two
spouses receiving the same benefits.
b. A co-payment is a flat fee for each service, and co-insurance is based on a percentage of the costs
incurred.
C. Co-payment is when a group of individuals work to cover each other's medical expenses, and co-
insurance is when an individual has multiple insurance policies from different companies.
d. A co-payment is when an employer helps an employee pay for insurance premiums, and co-
insurance is when an employer helps an employee find better insurance than they could alone.

X•(-5)=60 someone plz me cause like yeah

read this excerpt from president john f. kennedy’s inaugural address on january 20, 1961: in the long history of the world, only a few generations have been granted the role of defending freedom in its hour of maximum danger. i do not shrink from this responsibility—i welcome it. i do not believe that any of us would exchange places with any other people or any other generation. the energy, the faith, the devotion which we bring to this endeavor will light our country and all who serve it—and the glow from that fire can truly light the world. and so, my fellow americans: ask not what your country can do for you—ask what you can do for your country. my fellow citizens of the world: ask not what america will do for you, but what together we can do for the freedom of man. based on the excerpt, what is the central idea of this speech? a. to cultivate a sense of well-being among the american people b. to motivate people everywhere to uphold the freedom of humankind c. to motivate americans to strive for the development of their nation d. to foster a feeling of happiness and unity across people and nations

Why does yu tsun kill dr. albert at the end of borges’s “the garden of forking paths”?