Which is not an essential component of a standard homeowners insurance policy? a) property reimbursement b) liability for accidents c) provisions for natural acts d) earthquakes and water damage

D) earthquakes and water damage

Explanation:

Earthquakes and water damage are difficult to predict and cause major damage to property. Also, it is difficult to protect a property against such damage.

Because of this destructive power, the damage caused by the earthquake and water is very expensive for insurance companies. The price is so high that it provides no profit for the companies, causing many economic losses. For this reason, earthquakes and water damage are not essential components of a standard homeowners insurance policy.

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