1.the process of creating a detailed plan to meet your financial needs and prepare for the future is called:
a. developing goals.
b. personal financial planning.
c. collecting financial information.
d. personal finance

Ageneral requirement for informed consent is that no informed consent may include any exculpatory language. exculpatory language is that which waives or appears to waive any of the subject’s legal rights or releases or appears to release those conducting the research from liability for negligence. which of the following statements in a consent form is an example of exculpatory language? taking part in the research is voluntary, but if you choose to take part, you waive the right to legal redress for any research-related injuries.your participation in this research is voluntary. if you choose not to participate, or change your mind later, your decision will not affect your relationship with the researcher or your right to other services that you may be eligible for.in the event of any distress you may have related to this research, you will be given access to appropriate resources.the researcher may stop you from taking part in this research without your consent if you experience side effects that make your emotional condition worse. if you become too emotionally distressed during the research, you may have to drop out.

Middle schoolhistory 5+3 pts 1. the pacific islands formed by coral reefs are called (1 point) a. volcanic. b. reefs. c. atolls. d. plates. 2. what is a reason few people have settled in the interior of australia? (1 point) a.no mineral wealth is in the area. b.land is too expensive. c.the area is too dangerous. d.the area has little water and arable land. 3. what was one effect of plate movement on the pacific region? (1 point) a.australia and new zealand became b.connected to north america. c.plate movement isolated many species. few volcanoes formed. d.the regional climate grew much colder. 4. you live on a small island in the pacific ocean. though beautiful, your island has poor soil for farming and few natural resources. you most likely live (1 point) a.on a densely populated island. b.on the south island of new zealand. c.in new guinea on a volcanic island off the coast of australia. d.on a low island. 5. which change would most likely have to take place first to encourage more human settlement in the outback? (1 point) a.the climate would need to get warmer. b.the winters would need to be milder. c.the region would need more fertile land and water d.people would need to build more cities there. 6. what would be an example of how the maori are reclaiming their culture? (1 point) a.learning english b.playing rugby and other sports c.studying maori culture in schools d.learning how to cook asian cuisine 7. what conclusion can correctly be made about british colonization of this area? (1 point) a.the british policies embraced the cultures of the original inhabitants. b.the british disregarded the cultures of the original inhabitants. c.the british had a neutral policy toward native cultures. d.none of the above plz answer these

How is citizenship achieved in the united states? check all that apply. citizenship by birth citizenship by residency citizenship by naturalization citizenship by employment citizenship by immigration