Betsy had always had decisions made for her, first by her parents then by her husband. so when her father asked her to take over the family business, she was afraid of:

She was afraid of failing.

Explanation:

As we can see from the question above, Betsy never had to reason to make her own decisions or to solve problems that need reasoning and strategy. Betsy's father or husband always did that to her, so she didn't have to deal with the consequences of her choices either.

The result of this is that Betsy doesn't know how to act in any situations where her opinion is crucial. When Betsy's father decided that she would take over the family business, she was afraid of failing because she knows she will have to decide, reason and give her opinions so that the family business is a success, but she knows she has difficulty in taking initiative, being decisive and rational.

the answer is a. monarch