Some aids activists believe that health insurance companies should not be allowed to ask applicants if they are infected with the hiv virus that causes aids. would this rule or hurt those who are hiv-positive? would it or hurt those who are not positive? would it exacerbate or mitigate the problem of adverse selection in the market for health insurance? do you think it would increase or decrease the number of people without health insurance? in your opinion, would this be a good policy?

Not all members of the radio audience of orson welles' war of the worlds broadcast panicked immediately. indeed, some didn't panic until they looked out of the window and saw empty streets; others didn't panic until they saw streets full of traffic. it was after checking out the situation that these citizens decided that the martians had indeed invaded earth. this example illustrates that contagion can result when people look to others for the interpretation of ambiguous situations . can result when cultural norms reinforce people's most likely responses. occurs primarily because humans are by nature irrational creatures. is especially likely when people are motivated to make independent decisions.