All of the following should be considered before enrolling in a 529 plan except which? a. having a 529 plan can affect your need-based financial aid eligibility. b. the money not spent on college expenses will be taxed. c. typically, the beneficiary should be 15 years old or younger to benefit from the plan. d. there is a limit on how many colleges you can apply to.

D. There is a limit on how many colleges you can apply to.

A 529 plan is a tax-advantaged college savings plan that offers financial aid benefits. It is designed to encourage saving for post-secondary education. There are two types of plans: education savings plans and prepaid tuition plans. All states sponsor at least one of these types.

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