Which statements describe results of the greenhouse effect? higher temperatures expanding ice caps penguins losing their natural habitat rising sea levels shorter days longer summers

Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma's financial skills? select three options.emma is more prepared to meet her basic needs.emma is better prepared to avoid financial setbacks.emma is better able to avoid accumulating assets.emma is more prepared to face emergencies.emma is better able to avoid financial decision-making.