Define insurance ? and difference between life insurance and non life insurance

According to the federal regulations, which of the following studies meets the definition of research with human subjects? a study of twenty 4th grade classrooms in which researchers ask the schools to systematically vary the time of day reading is taught, and collect weekly assessments of reading comprehension for each child over a three-month period.the collection of data, by a playground designer hired by the superintendent of schools, about the physical dimensions of school playgrounds, presence of fencing, and the kinds of equipment currently provided.a feasibility study for implementing a year-round school program, focusing on economic issues such a facilities utilization and transportation costs.an analysis of aggregate data comparing statewide high school graduation rates provided by the state department of public instruction, using county tax information.

How did the mountains on the oregon trail influence the timing of pioneers’ travels? a.) the pioneers wanted to avoid times when there was snow in the mountains. the pioneers wanted to spend as much time as possible enjoying the mountain scenery. b.) the pioneers crossed the mountains in late fall when the trees were bare and the views were good. c.) the pioneers were rugged people who were not impacted by the terrain they crossed at any time.

What is the role of communication within groups of people with different backgrounds?