Fwee points and can somebody please answer my last question?

Aresearcher conducting behavioral research collects individually identifiable sensitive information about illicit drug use and other illegal behaviors by surveying college students. the data are stored on a laptop computer without encryption, and the laptop computer is stolen from the researcher’s car on the way home from work. this is an unanticipated problem that must be reported because the incident was (a) unexpected (i.e., the researchers did not anticipate the theft); (b) related to participation in the research; and (c) placed the subjects at a greater risk of psychological and social harm from the breach in confidentiality of the study data than was previously known or recognized. according to ohrp, this unanticipated problem must be reported to the irb in which timeframe? promptlywithin 48 hourswithin 24 hourswithin two weeks

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.

Karin bought illegal firearms at a gun show. at her trial, she alleged that she had committed this crime because her boyfriend had threatened to harm her and her two daughters if she did not. her lawyer asked the judge to instruct the jury that the prosecution had an obligation to prove beyond a reasonable doubt that karin had acted freely. instead, the judge told the jury that karin had the burden of proving duress by a preponderance of the evidence. who is correct?