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Question 12 chach os) (amencan money lo 4 hc which of the following scenarios would be most likely to cause a small bank to be less willing to loan money to small businesses in a community? or the bank cannot sell the loan to some other bank at the bank cannot make profit on the loan ut the customer has too much in savings in the community cannot grow from the loan

Congress is controlled by the democrats. president yaeger, a republican, takes several actions that are opposed by the democrats in congress. first, the president introduces a new budget that cuts most of the government's social programs and gives tax breaks to the wealthy. next, president yaeger negotiates a trade treaty with a nation accused of human rights abuses. then, the president gives pardons to three republican senators who have been convicted of crimes.

The authors of the paper "fudging the numbers: distributing chocolate influences student evaluations of an undergraduate course"† carried out a study to see if events unrelated to an undergraduate course could affect student evaluations. students enrolled in statistics courses taught by the same instructor participated in the study. all students attended the same lectures and one of six discussion sections that met once a week. at the end of the course, the researchers chose three of the discussion sections to be the "chocolate group." students in these three sections were offered chocolate prior to having them fill out course evaluations. students in the other three sections were not offered chocolate. the researchers concluded that "overall, students offered chocolate gave more positive evaluations than students not offered chocolate." indicate whether the study is an observational study or an experiment. give a brief explanation for your choice.