Why is it important to have a savings plan when managing your personal finances?

That way you know if you have enough money at the end of the month to pay for all your bills and still be able to spend money on your self 

United states v.  nixon, 418  u.s.  683 (1974),  was  a landmark  united states supreme court case  that resulted in a unanimous  decision  against president richard  nixon, ordering him to deliver tape recordings  and  other subpoenaed materials to a  federal  district  court.

It is meant that like tapestry scientific theories often need to pull out since they are not relevant and often times the whole chain of theories may be pulled out.