Which continent could be described as a "group of peninsulas" bordered by the atlantic ocean, the mediterranean sea, the baltic sea, and the black sea?
a) asia
b) europe
c) africa
d) south america

for many centuries there were important factors which the economies of the muslim empires developed increasingly. they applied economic procedures in production, investment, finance, taxation and property. they used to tax certain goods (for example: harvest), they charged interest on money lent, they signed contracts with merchants; they relied on a common currency, and they used checks as well as promissory notes. with the money collected by means of taxation, the government provided the needy with an income. in addition, trading networks covered huge distances, so far regions started to have contact and exchange goods. this trade network covered areas of asia, africa and europe.

i am a priest who cares deeply about the church. i have been called here to explain my views on indulgences and other proposed reforms. i would like to explain why my views are consistent with the bible and are correct.