In auto insurance, a higher deductible means the customer
a. has a higher monthly bill, but pays less out of pocket in the event of an accident.
b. has a lower monthly bill, but pays more out of pocket in the event of an accident.
c. has a higher monthly bill and pays more out of pocket in the event of an accident.
d. has a lower monthly bill and pays less out of pocket in the event of an accident.

Policies that physically separate a minority group from the dominant group.

Saade, morin, and thomas (2012) describe critical thinking as the mental processes of discernment, analysis, and evaluation applied to information in order to achieve a logical final understanding and/or judgment. describe your approach to breaking down information into component parts to better understand the characteristics of a statement, concept, or problem. how might outlining to develop understanding? how do you know when to reach beyond previous experience and seek out other sources of information to enhance your understanding of the work in front of you? (this response does not require research support.)

Agraduate student wants to examine the effect of print media versus televised media on individuals’ position on several social issues. the superintendent of a local work release facility, a family friend, will allow the graduate student access to the prison population to her quickly accrue subjects. the student’s irb should: approve this project since the risk appears to be no > minimal.not approve this project because the prisoners are merely a population of convenience for the student.approve this project since the superintendent is the ultimate authority on what happens in his facility.approve this project but submit it for federal review.