What did the scholars that published theories on religions stipulate​

Tylor in Primitive Culture. Psychological theories of the origin of religion take their departure from the work of Sigmund Freud (1856-1939). His general position on religion is found in The Future of An Illusion (1928) and Moses and Monotheism

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

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