elabora una lista de los efectos que producen las actividades humanas que modifican el relieve, el clima, la flora y la fauna​

If you comment in english, i'll answer.

Explanation:

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.

answer; severe;