Do banks today provide some of those same services

Not exactly. A lot of things have changed with the ways banks work in the past century or so. Not only that but most banks offer their own special programs and stuff. For example certain banks will pay you a dollar a day for using their bank.

Hope this helps.

-Northstar

productive most commonly means: achieving or producing a significant amount or result.

explanation:

productive can also mean:

these depend on how the word productive is used. most likely productive will mean   achieving or producing a significant amount or result.