The difference between secured and unsecured loans is that the secured loan A. requires a cosigner
B. doesn't require collateral
C. has a lower interest rate
D. offers protection against identity theft

C. has a lower interest rate

Explanation:

A secured loan is a loan that when the borrower pledges some asset as collateral for the loan, which then becomes a secured debt owed to the bank or creditor who gives the loan.

So this collateral then makes sure that regardless if the loaner does not pay them back will be able to take the collateral as a asset and sell it to get what was originally owed to them.

Hope this helps!

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