Sheila makes payments on her student loans while she is enrolled in school. After she graduates, she continues to make her interest payments. If sheila is having financial trouble, which of the following statements is correct? A: Sheila will not incur any interest since she made interest payments while enrolled.

B: Sheila can defer her student loans for a period.

C: Sheila can get a co-signed to avoid late fees.

D: Sheila will not incur interest if she has a good credit history.