Sushil is a small farmer. He plans to cultivate wheat in one hectare land. He needs money to buy seeds, fertilizers, pesticides, water and repair his farm instruments. He estimated that working capital itself cost a minimum of 3000 rupees. Sushil plans to borrow money to arrange for the capital. a) Identify any two sources from which he can get the capital?

b) What are the problems associated in getting the loans?

a. 1. Moneylenders 2. Bank

b. There are many problems that small farmers face while getting loan. Moneylenders give loan at a very high interest rate, that is too much for a small farmer. But, nowadays government banks offer loans to the farmers at a low interest rate or at no interest.

as university of miami psychologists debra lieberman and adam smith pointed out in a recent article in the journal current directions in psychological science, humans have social and psychological mechanisms to deter incest. with very few exceptions, marriages between brothers and sisters and between parents and their children are verboten in every human culture. the primary psychological anti-incest mechanism is the yuck response. even the idea of sex with their mom or dad, bro or sis is upsetting to most people. the psychologist jonathan haidt has found that nearly everyone is repelled by the prospect of brother-sister sex, even in hypothetical situations in which there is no chance of pregnancy).

the biological cost of incest

this raises an interesting question: just what’s so bad about incest? sure, having sex with your dad or your sister seems gross — but why? some anthropologists have argued that incest taboos are learned social conventions. this explanation, however, doesn’t make sense to me as it does not explain the widespread existence of anti-incest mechanisms in creatures ranging from cockroaches to chimpanzees. second, the incest taboo is about as close to a universal law as human moral rules get.

why should mechanisms to avoid incest be so widespread both in nature and across human societies? the answer is simple. the problem with having sex close with relatives is that there is an astonishingly high chance that your offspring will be born with a serious birth defect.