Social Studies, 16.10.2020 05:01 atkinsonsinbraz
Apex, Matanuska-Susitna Civics; 3.1.3 Journal
1. As of January 2011, nonmortgage consumer debt had increased for the fourth straight month. At the same time, credit card debt fell to a six-year low point. Excluding mortgages, how can it be that consumer debt is rising while credit card debt is falling?
2. When consumers swipe a card, either debit or credit, to make a transaction with a merchant, the merchant pays an interchange fee to the card-issuing bank. Generally, the interchange fee for a debit card is 1% of the purchase amount, while for a credit card it is 1.6% of the purchase amount. In 2009, the average interchange fee was 44 cents. In December 2010, the Federal Reserve proposed capping that interchange fee to 12 cents per transaction. Who are the three primary stakeholders in this proposal, and what do you predict their positions will be relative to this proposal?
(12 points: 1 point each for listing the primary stakeholders, 3 points for each stakeholder’s position)
3. How would consumers who traditionally pay using cash potentially benefit from an interchange fee cap?
Answers: 1
Social Studies, 22.06.2019 02:00
The united states economy is one in which producers are generally free to produce what they want and consumers are free to purchase what they desire, so long as no laws are broken. at the same time, however, the government does regulate some aspects of the economy. the u.s. can best be described as which of the following a mixed economy b liberated economy c command economy d market economy
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Social Studies, 22.06.2019 08:00
What are three voluntary behaviors that is not control by results?
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Social Studies, 22.06.2019 19:30
Which of the following is an example of how the principle of beneficence can be applied to a study employing human subjects? providing detailed information about the study and obtaining the subject's consent to participate. ensuring that the selection of subjects includes people from all segments of the population. ensuring that persons with diminished autonomy are protected. determining that the study has a maximization of benefits and a minimization of risks.
Answers: 1
Social Studies, 22.06.2019 21:30
In what way was family life impacted by industrialization? a. there was a rise in the middle class. b. there was a decrease in the birth rate. c. women were not allowed to work in factories. d. families relied on farming for food supplies.
Answers: 1
Apex, Matanuska-Susitna Civics; 3.1.3 Journal
1. As of January 2011, nonmortgage consumer debt had...
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