The difference between using critical thinking explanations and everyday explanations for psychological phenomena is that

The definition of that same given subject is listed throughout the section below about the justifications.

Explanation:

Critical thinking is based on belief as well as natural sciences backing to make assumptions. It relates to the capability to qualitatively analyze information, and make a straightforward answer. It includes determining components, including certain data, observable manifestations, and research results from the proposed study.

Iwould think a loan officer but i'm not sure