A not-for-profit insurance provider operated by an organization that has a representative form of leadership, operates on a lodge system, and exists solely for the benefit of its members and their beneficiaries is called a: A. risk retention group

B. fraternal insurance company

C. home service insurance company

D. mutual insurance company

Fraternal insurance company

Explanation:

The word Fraternal means an association that is united in a  union for mutual aid or benefit usually a society of men associated in the brotherly union whose members freely associate for a mutual purpose. Fraternal societies insurance are insurers issued by a fraternal association to its members( i.e they are member-owned) when obligations arose and Fraternal societies insurers specialize primarily in life insurance and annuity products that are usually available only to the society members which is based on membership. This type of insurance is similar to a mutual insurance company.

A Fraternal insurance company is a not-for-profit insurance provider operated by an organization that has a representative form of leadership, operates on a lodge system, and exists solely for the benefit of its members and their beneficiaries.

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explanation: