Under what circumstances should you have both a savings account and a
checking account?
A. When you want to retain secrecy about your finances
B. When you want to make a large prof it
C. When you want to open accounts in foreign banks while obtaining
a tax credit
D. When you want to accrue funds while having easy access to other
money

i think its D

Explanation:

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Checking accounts are better for everyday transactions such as purchases, bills and ATM withdrawals. They typically earn less interest — or none. Savings accounts are better for storing money and earning interest, and because of that, you have a monthly limit on what you can withdraw.