Ken purchased a PAP with liability limits of 100/300/50, medical payments coverage, and collision coverage. Ken fell asleep while driving late at night. He crossed the center line and hit a car approaching from the other direction. The following losses occurred:
a. The driver of the other car suffered $30,000 in bodily injuries.
b. Ken's car sustained $5,000 in damages.
c. Ken incurred $5,000 in medical expenses.
d. The car that Ken hit was a total loss.
Which of Ken's Personal Auto Policy (PAP) coverages will cover the other driver's medical expenses?

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client.a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed.b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals.c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did.d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed.of the activities above, which would be considered the unauthorized practice of law?

According to the federal regulations, which of the following studies meets the definition of research with human subjects? a. a researcher uses the customs office’s passenger lists for ships bringing immigrants to the us between 1820-1845 to track the numbers of immigrants from certain ethnic groups.b. a researcher conducts a linguistic study of comments posted on a local public blog.c. a developmental psychologist videotapes interactions between groups of toddlers and their care givers to determine which intervention methods most effectively manage aggression.d. a researcher asks the director of a local free clinic about the number of patients in the last two years with newly diagnosed hiv/aids.

How has the elimination of trade barriers affected the movement of goods among member countries of the european union? a. member countries are able to produce all the goods they need. b. goods can move freely among member countries. c. member countries no longer need to trade with countries outside the eu. d. larger countries are able to import more goods than smaller ones.