Roger always purchased insurance for the 10 years he owned an expensive speedboat. since he never had an accident the premiums he paid for

Well, i think the answer would be : Beneficial because roger was protected from financial loss

Event though he never claimed his insurance, it still provide a protection of financial loss for roger in case an accident may happen. Which is the sole purpose of someone getting an insurance in the first place

hope this helps

Ibelieve its c not quite sure.