5. At this point in your life, would you like to spend less and save more? If so, what tools would help you
do this? If not, why not?

This is an opinionated question there is no right or wrong answer.

Example: At this point in my life I would prefer to spend less and save more. There are several steps a person can take to help them do this but making a budget and creating a savings account would best fit my options. I would prefer to handle my money this way because it will help me to have a more stable financial future.  

here are five steps to a strong outline:

choose your topic and establish your purpose. a lot of writers struggle to define the initial focus for their paper.

create a list of main ideas. this is the brainstorming part of the writing process.

organize your main ideas.

flush out your main points.

review and adjust.