Which part of an insurance policy covers claims-related expenses, reasonable expenses incurred by an insured to protect damaged property from further loss, or defense expenses?

Additional coverage

Explanation: Additional coverage includes homeowner policy to provide further protection and encourage responsible behavior on the part of the homeowner, included in the policy at no additional cost although homeowner may purchase higher limits for some coverages such as loss assessment and losses stemming from business use are not covered.

answer; use multiple stimuli;