Structural-functionalists would call the economic institution when it fails to provide members with the goods and services they need.

dysfunctional

Explanation:

The contribution of the famous social theorist  Herbert Spencer and Robert Merton has contributed significantly to understand the different elements of society that include social structure, social institutions, and social functions. It is a theory-building mechanism that recognizes society as a complex system in which different elements work together to promote cooperation and stability. As per the question, according to this theory when economic institutions failed to contribute effectively to society, it is said to be dysfunctional.

i think it is the third one.

answer; exploratory;