Identity is the status of individuals who have made a commitment but not experienced a crisis.

foreclosure                                                                                  

Explanation:

Identity foreclosure: In psychology, the term identity foreclosure is defined as one of the stages in the discovery of self-identity whereby a person possesses a particular identity yet has not discovered or explored other ideas or options.

Identity foreclosure generally occurs in young adolescents and therefore a child adopts the qualities and traits related to friends and family.

The psychologist named James Marcia has introduced the concept of identity statuses.

answer; /// the only one thats make little sense is (c) fair credit billing act;

no the answer is c only objects touching the earth's surface can be acted upon by an outside force