Arestaurant owner leased a meeting room at the restaurant to a second party. the lease specified that the second party, not the restaurant owner, would be responsible for any liability arising out of the use of the meeting room, and that the restaurant owner would be "held harmless" for any damages. the restaurant owner's use of the hold-harmless agreement in the lease is an example of

Non-insurance Transfer

Explanation:

Non - insurance Transfer -

Non - insurance transfer is also referred to as a contractual risk transfer .

It refers to the transfer of the risk from one party to other than any insurance company , is referred to as the non - insurance transfer.

In this case , the amount of risk is covered by the contracts rather than the insurance.

Hence, from the given scenario of the question,

The correct term is non - insurance transfer.

the correct answer on edgen is:

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